Get Quick Value of Your Investments with a Loan Against Securities
CrediFi simplifies securing a loan against your securities, offering a fast, seamless process with minimal documentation. Access funds quickly while retaining your investments, ensuring financial flexibility without selling your assets.
Quick Access to Capital
Secure the funding you need quickly and efficiently with our streamlined application process. Our experts ensure rapid approval to keep your business moving forward without delays.
Flexible Terms
Enjoy the flexibility to choose loan terms that suit your business needs. We offer customized repayment plans to ensure your financial comfort and stability.
Attractive Interest Rates
Benefit from competitive interest rates designed to minimize your costs and maximize your business growth. We work with multiple lenders to find the best rates for you.
Unmatched Customer Service
Experience top-notch customer service from our dedicated team. We provide personalized support and guidance throughout the loan process to ensure a smooth and hassle-free experience.
Our Trusted Financial Partners
We collaborate with leading financial institutions to bring you the best loan options available. Our partnerships ensure that you receive reliable and trustworthy financial solutions.
Our Working Process
We simplify the loan process with clear and straightforward steps. From application to disbursement, our team ensures transparency and efficiency at every stage.
Easy Application
We simplify the loan application process with a straightforward, user-friendly form. Fill out basic information and let our team handle the rest.
Quick Approval
Once your application is submitted, our experts quickly review it to ensure all requirements are met. We expedite the approval process to get you the funds you need without unnecessary delays.
Transparent Disbursement
After approval, we ensure the loan amount is disbursed directly to your account promptly. We maintain transparency at every step, providing clear terms and repayment plans tailored to your needs.
Diverse Loan Options
Explore a variety of loan options tailored to your financial needs. Whether it’s a loan against mutual funds, non-convertible debentures, or Demat shares, we provide customized solutions to meet your goals efficiently.
Mutual fund
A mutual fund pools money from many investors to buy a diversified portfolio of stocks, bonds, or other securities, managed by professionals, offering diversification and liquidity with associated fees.
Non-Convertible Debentures
Non-convertible debentures (NCDs) are debt instruments offering fixed interest and cannot be converted into equity shares. They provide regular income, have specific maturity periods, and may be secured or unsecured.
Demat Shares
Demat shares are electronic shares held in a Demat account, offering secure, convenient trading and eliminating risks associated with physical certificates. This modern system ensures efficient and cost-effective transactions.
FAQ's Related to Loan Against Securities
Borrowers often ask which financial instruments are eligible as collateral, such as stocks, bonds, mutual funds, insurance policies, and government securities.
This FAQ explains how the loan amount is typically a percentage of the market value of the pledged securities, known as the loan-to-value (LTV) ratio, which varies based on the type of security.
This question addresses how the interest rate is calculated and whether it is fixed or floating, including factors that influence the rate, such as market conditions and the borrower’s creditworthiness.
Borrowers are concerned about the impact of market fluctuations on their collateral and what actions the lender might take if the value of the pledged securities declines, including margin calls.
Borrowers inquire about how the loan is credited to them and the available repayment options (e.g., EMIs, bullet repayment) based on their preferences and financial situation.
Understanding the documentation required (such as proof of ownership of securities, KYC documents, and financial statements) is crucial for borrowers preparing for the loan process.
Facing Any Problem To Get a Quote
Call: +91-74887-02396
Fast and Easy Loan Applications Get Funded Today!
We simplify the loan application process to help you access funds quickly and efficiently. Our streamlined process ensures you get the support you need without hassle. Contact us now or request a quote to start your journey to financial success today.